3months
3-Month CDs
Parking cash you expect to need soon, such as an upcoming tax bill or home project.
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6months
6-Month CDs
A short commitment for savers who want a fixed rate while keeping options open.
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9months
9-Month CDs
Bridging the gap to a known date, like a tuition payment or planned purchase.
- Minimum deposit
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12months
12-Month CDs
A common one-year anchor for emergency reserves beyond everyday cash.
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18months
18-Month CDs
Locking a rate a little longer while staying under two years.
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24months
24-Month CDs
Medium-term goals and a building block for a CD ladder.
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36months
36-Month CDs
Funds you are confident you won't need for several years.
- Minimum deposit
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60months
60-Month CDs
Long-horizon savings where rate predictability matters most.
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How we compare: Verified rate listings will show the provider, APY, minimum deposit, the date the rate was confirmed, and any relevant disclosures. Until verified data is published, we don't show APYs. Providers included in comparisons, and how CDRateWise is compensated, are described on our Disclaimer page.